We Found a Surprisingly Fun Way to Build Your Savings (and It’s Free!)


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Carmen Mandato/The Penny Hoarder

You want to take a vacation, pay off a lingering bill or start an emergency fund. Unfortunately, striking up a savings stash isn’t an easy undertaking.

But what if the process was sort of, kind of fun?

A savings app called Long Game Savings turns saving money into a game. Plus, you’ll earn interest on your balance — even if you don’t have the best luck playing games.

Long Game: A Fun Way to Finally Save Money

Long Game is free to download, and when you sign up, you’ll gain access to a free FDIC-insured, interest-earning savings account.

Link your bank account, and make your first deposit of at least $5. Then, set up your auto-savings schedule. This could be as little as $5 once a month — whatever you’re comfortable doing.

When I tried Long Game, I set up my account to auto-deposit $5 into my account every other week.

The amount you’ve saved translates into coins. You can use these coins to play mini-games, which include lucky slots, spin-to-win wheels or scratch-offs.

If you run out of coins, you can elect to slide more money into your Long Game Savings account. So it feels kind of like gambling but without the risk because you’re not funneling money to a casino — you’re simply funding your savings account.

To be honest, these games are a bit addicting, and on more than one occasion I found myself depositing more money into my savings just to play more games.

The lucky slots were my favorite. I’d play while watching “The Real Housewives” or during a five-minute brain break at work. It’s mindless, but when I’d bank 25 cents or extra coins here and there, the endorphins would flow.

You’ll also earn 0.1% interest on your account balance. No, that isn’t a ton (think: 1 cent for every dollar saved), but it’s probably more than sitting in a traditional checking account. Plus, you have plenty of chances to win up to $1 million in cash through mini-games, which acts as a nice bonus. Free money, baby!

Like I said, Long Game Savings is a bit addicting, but you won’t feel bad spending time playing the mini games. That’s because you’re also saving money — to take a vacation, start an emergency fund or pay off some debt.

Finally! Playing on your phone proves productive!

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder. She’s tried something like 100 million savings apps, but she’d say Long Game is one of the most entertaining.

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