Health Insurance Metal Levels | Which One Is Right For You?


AutoInsuranceMM.Info – Health insurance for college students – Health Insurance Metal Levels | Which One Is Right For You?

There are 4 health insurance metal levels:

Health plans in the Marketplace are offered in four metal categories which are Bronze, Silver, Gold and Platinum. These health insurance metal levels have nothing to do with the quality of care you will receive. However, it is based on how you and your health coverage divide the costs of your health care.

Which of these health insurance metal levels fits you? 

Bronze plan is right for you if you’re healthy most of the time. If you are just looking for an affordable plan that can save you from worst-case medical situations, like severe illnesses or injury, this plan suits you well. Here you’ll have to pay for most of your routine care but will only shoulder the lowest monthly premium.

Silver plan is right for you if you are willing to pay a slightly higher monthly premium than Bronze to have more of your routine care covered. Moreover, this is also the best choice if you qualify for “extra savings”.

Gold plan is right for you if you use a lot of care services. Here, you’ll have more expenses covered when you get medical treatment but you’ll have to pay more each month.

Platinum is right for you if you usually use a lot of care and are willing to pay a high monthly premium, knowing that nearly all other expenses will be covered.

Health Plans In Oregon is here to give assistance at no cost.

Help is always free at Health Plans In Oregon, your trusted health insurance consultant since 2006. You can consult our licensed agents about anything that concerns your healthcare plan and Medicare coverage.

Open enrollment for 2019 Marketplace plans runs from Thursday, November 1, 2018, to Saturday, December 15, 2018. For inquiries on healthcare insurance and Medicare, call 503-998-6169 or simply send an email to [email protected]

Also see:
Medical Insurance Terms | Simplified For Consumers
Having a Primary Care Physician | Why Does It Matter?